Home Card Reviews Wells Fargo Cash Back Credit Card Review 2020, Apply

Wells Fargo Cash Back Credit Card Review 2020, Apply

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Wells Fargo Cash Back Credit Card

Wells Fargo Cash Back Credit Card Review and Rates have been explained here. It offers cash rewards and 1% cash back using Wells Fargo Cash Back Card.

The Wells Fargo Cash Back Credit Card offers cash rewards on grocery, drugstore, gas etc. and 1% cash back on all purchases.

Wells Fargo Cash Back Card Rewards

  • You get 5% cash rewards on gas, grocery and drugstore net purchases for 6 months and 1% cash back on all other net purchases all the time.
  • You get to redeem cash rewards in $25 increments and you can choose to have them automatically deposited into your savings or checking account.
  • You may also wish to apply the above as a principal reduction to your qualifying personal loan or personal line.
  • You can also get them as a statement credit or check. You can also choose to redeem your rewards for travel or more.
  • Boost your earning potential and discover great deals at your favorite local and national stores at the Earn More Mall site.

Wells Fargo Credit Card APR & Fees

  • Purchase Intro APR –0% for 15 months
  • Transfer Intro APR – 0% for 15 months
  • Regular APR –12.4% – 26.24% ( V)
  • Annual Fee – None
  • Balance Transfer Fee – 3%
  • MLF – $37
  • Maximum Overlimit Fee – None
  • Maximum Penalty APR –None
  • Grace Period – 25 days
  • Online Response -Yes
  • Cash Advance Rate – 24.24% – 26.24% (V)
  • Cash Advance Fee –5% (min $10)
  • Foreign Transaction Fee –3%
  • Smart Chip – Yes, chip-and-PIN
  • Verified by Visa: Protect your Wells Fargo Visa card with a unique password for online shopping.
  • Overdraft Protection: You can choose to link your Wells Fargo Cash Back Credit Card Rewards to your checking account to help avoid overdrafts.
  • Zero Liability Program
  • Visa benefits includes Auto rental collision damage waiver, Emergency card replacement, Roadside dispatch, Travel accident insurance and emergency assistance services.
  • If you happen to meet the qualifications for a Wells Fargo Cash Back Visa Signature® card, you agree that the Bank may consider you for an upgrade from the Cash Back card to a Cash Back Visa Signature card.

Wells Fargo Card Promotion

  • $200 cash rewards bonus if you spend $1,000 (net purchases) in the first 3 months
  • Get unlimited 1.5% cash rewards on net purchases
  • $0 annual fee

Wells Fargo Credit Card Fees and Rates

  • Annual Fee – None
  • Annual Percentage Rate (APR) on Purchases– 0.00% introductory APR for 12 months.

Thereafter your APR will be 13.99% to 25.99%, depending in your creditworthiness. This APR varies with the market based on the U.S. Prime Rate.

  • Annual Percentage Rate (APR) on balance transfers– 0.00% introductory APR for 12 months.

Thereafter, your APR will be 13.99% to 25.99%, depending on your creditworthiness. This APR varies with the market based on the U.S. Prime Rate

How to Apply?

Below are details on how to apply for the Wells Fargo Cash Back Credit Card.

  • Visit the Official portal by clicking here.
  • Select your desired card and click on APPLY
  • Go through their respective TOS and if you are comfortable with them, Click APPLY NOW
  • Fill in all your personal details and Submit your Application.

Need Further Assistance? Contact Support

In case you need further assistance as pertain your Wells Fargo Cash Back Credit Card, you can contact their designated support as indicated below – Call: 1-800-642-4720

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