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Navy Federal Credit Card 2020 Review

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Navy Federal Credit Card 2020 offers individuals as well as individuals of Navy Federal Credit Union rewards options on their credit cards.

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Navy Federal Credit Card 2020

Having a clear understanding how a credit card works goes a long way in ensuring that the card holder gets the best from using the credit card.

Navy Federal credit card was designed to help the holders save.

The card is referred to as the Navy Federal Credit Union Platinum Visa Card which has a transfer system that offers customers some of the best deals.

On this Navy Federal platinum card review, we will be looking at some of the rates, fees as well as the charges on this credit card; other things to also discuss is the benefits of using this credit.

Credit Cards

One of the most important benefits of this Navy Federal Credit Card is the payment system.

Tips!

Card holders are assured of a 0% introductory annual percentage rate, a good limit range as well as saving much on annual percentage rate since none is required.

Card holder also have the option of  getting a variable Annual Percentage Rate which is pegged between 7.49% to 18% based on terms and condition.

You also have an option of earning a 1 Plus bonus, this affords you the lowest Annual Percentage Rates on Navy Federal Credit union.

Benefits on Navy Federal Credit Card 2020

Here are the discounts, benefits as well as all the charges you are taxed as a card holder.

Whenever your Navy Card is used to shop (offline or online), you automatically multiply your rewards.

These bonus are usually given and its beyond what you earned originally.

  • Navy Federal Credit Union Cardholders earn as much as 15% redeemable points as cash back on every dollar used in making purchases.
  • There is an exclusive offer that are special for card holders such as rewards and favorable rates.
  • Card holders should also be at alert as there are regular feature of improved weekly deals
  • When you make purchases, there is an option of free shipping which is powered by a few retailers (Terms applied)

Types of Navy Federal Credit Union Cards

Below, we have outlined some of the Navy Federal credit cards for interested Cardholders.

Cash Rewards Card

Copyrights - Cash Rewards Card from Navy Federal
Copyrights – Cash Rewards Card from Navy Federal

The Cash Rewards Credit Card from Navy Federal Credit Union comes with some great.

Some of these benefits include:

  • 1.5% Cash Backs on Purchases
  • Annual Fees is $0
  • Rates – Variable (11.65% – 18.00%)
  • Comes with a $250 Bonus

More Rewards Card

Navy Federal Credit Union More Rewards Card
Copyrights – Navy Federal Credit Union More Rewards Card

The More Rewards Credit Card from Navy Federal Credit Union (American Express) comes with some great.

You are entitled to a Bonus of 30,000 points after registration. (Terms Applied)

  • 3X Points every time you spend
  • 3X points when you shop at Supermarkets and Gas Stations
  • 2X Points at Restaurants
  • 1X points for every other spendings
  • Annual Fees is $0
  • Rates – Variable (11.65% – 18.00%)

FlagShip Rewards Card

Navy Federal Credit Union Flagship Rewards Card
Copyrights – Navy Federal Credit Union Flagship Rewards Card

This Flagship comes with a huge 50,000 bonus points upon activation (Terms Apply)

  • This card get you 3X points upon every $1 spend on travels.
  • You get 2X points for every other purchases
  • Annual Fee is $49
  • Rates – Variable (11.65% – 18.00%)

Go Rewards Card

Navy Federal Credit Union Go Rewards Card
Copyrights – Navy Federal Credit Union Go Rewards Card

This card offers you more rewards as you use it on the go.

  • 3X points when you shop at Restaurants
  • 2X Points at Gas Stations
  • 1X points for every other spendings
  • Annual Fees is $0
  • Rates – Variable (10.99% – 18.00%)

Platinum Card

Navy Federal Credit Card
Copyright – Navy Federal Credit Union Platinum Card

Just as the name suggests, the Platinum Card from Navy Federal Credit Union gets you some very low rates to minimize your monthly spendings and payments.

  • Annual Fees is $0
  • Rates – Variable (7.99% – 18.00%)

nRewards Card

Copyright – Navy Federal Credit Union nRewards Card

If you want to build your credit or you have an intention of repairing a bad credit, this nRewards card is for you.

  • Annual Fees is $0
  • Rates – 18.00%
  • Balance transfer fee os $0

Terms of using the Navy Federal Cards

Haven gone through the Navy Federal platinum visa card benefits as well as the card rates, below are the carefully outlined fees that this credit card attract;

Here are the cost of using this credit card as well as the rates.

  • Balance Transfer as well as random purchases attract a variable Annual Percentage Rate (APR) between 7.49% and 18.0%.
  • Charges on rates are determined by the customer’s creditworthiness which is strictly checked using the U.S. Prime Rate.
  • Annual rates on Navy Federal credit card cash advance is pegged on a 2% high, this is above the annual percentage rate on purchase APR but will however not exceed 18%.
  • Terms of repayment is placed on 2% on the outstanding balance of which its value is $20.

How to Apply for Navy Federal Card?

If you are thrilled by the features, fees and rates of this card, you can apply for yours below:

  • Visit Navy Federal application page located here.
  • Select your desired cards (Cash Rewards, More Rewards, Visa Signature, Go Reward, Platinum and N Rewards)
  • Go through the rates and terms
  • Click on APPLY NOW.
  • Fill in your details and SUBMIT.

Need Help? Contact Customer Service Number

While the customer service number is 1-888-842-6328, the Routing Number is 256074974. You can contact support 24/7 of the week for assistance.

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