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Lovesac Credit Card is issued by Synchrony Bank, it offers card holders benefits, credit rewards and purchasing at Lovesac stores worth while.
Lovesac Credit Card Benefits / Rewards
- Cardholders receive advance notice of sales & special offers
- Get early access to all new seasonal looks
- This card charges no annual fee for card usage
- Offers online account management and bill payment
- Gives access to special financing options
- Standard variable APR of 27.24%, depending on the prime rate, Minimum interest is $2.00 per credit plan.
Lovesac Credit Card Fees / Rates
Below are some of the available rates and fees that is attributed to the Lovesac card.
- Annual Fee – None charged
- Introductory APR Rate – None required
- Normal APR Rate – N/A
- Cash Advance APR Rate – N/A
- Cash Advance Fee – N/A
- Purchase APR Rate – 29.99%
- Minimum Interest Charge – $2
- Foreign Transaction Fee – N/A
- Late Payment Fee – $38
How to Apply for the Lovesac Credit Card
To apply for and get approved for the Lovesac credit card, applicants must meet the following criteria;
- Applicants must be at least 18 years of age or older
- Applicants must have to be a U.S. resident with a valid SSN
- It is expected that an applicant should have a valid government issued photo ID.
How to Apply?
- Visit the official application page by clicking here
- Once on the page, click on the Apply Now button to begin the application process (You will be directed to the next page where you have to fill out the empty spaces provided on the page)
- Once completed, submit your application and wait for approval.
How to Check Status
To check status applicants can call the bank at 1-888-636-1223 and provide your application reference number to get your status report.
To Cancel Credit Card
Call the Synchrony Bank customer service at 1-800-333-1076 to close or cancel the credit card account.
Lovesac Card FAQ
This card can be used online or when you are placing an order over the phone or at any of the Lovesac showrooms across the state.
You can make a card payment online with your Lovesac card by clicking on the ‘Manage Your Account link’ in account.
Annual Fee (None charged), Purchase APR Rate (29.99%) and Late Payment Fee ($38)
Need Assistance? Contact Customer Service
If you need further assistance with your Lovesac credit card, you can contact support on 1-888-636-1223 for direct access.