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GM Credit Card 2020 Review | FAQ & Login

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GM Credit Card is issued by Capital One Bank. GM Card offers cardholders some unique credit rewards and benefits with Normal APR Rate –11.9- 22.9.

GM Credit Card Review 2019

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This makes their acquisition of the credit card more rewarding. This card has no annual fee attached to it, no introductory APR rate charged.

On the whole, it is a card with good credit card requirements. GM credit card can be used at everywhere MasterCard is accepted.

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GM Credit Card Benefits/ Rewards

  • Cardholders get 5% earnings on the first $5000 spent every year.
  • This credit card charges no annual fee for card usage
  • No expiry date for the reward points earned
  • 0% APR charged annually.

GM Credit Card Fees/ Rates

  • Annual Fee –None required
  • Introductory APR Rate – None charged for 12 months
  • Normal APR Rate –11.9- 22.9
  • APR Rate for Balance Transfer –9- 22.9 (varies)
  • Cash Advance APR Rate –24.9
  • Cash Advance Fee – 3% (min $10) whichever is greater.

Meet GM Extended Family Card

GM Extended Family Card, is issued by Capital One. It is a card, that allows you combine earnings with your Discount toward a new GM vehicle.

NOTE:

This Card is free from annual fee charge, and gives you benefits that puts you in the driver’s seat.

GM Extended Family Card Benefits

  • Cardholders enjoy 1% Earnings on their credit card purchase, which is redeemable toward a new Chevrolet, Buick, GMC or Cadillac vehicle.
  • 1% Earnings, which is redeemable for cash back in $50 increments
  • GM Extended Family Card, charges no annual fee for card usage
  • Offers 0% Intro APR for 12 months on purchases only. Once the Intro Period is over, a variable APR of 13.90%, 17.90% or 21.90% applies
  • Cardholders, can earn and redeem as much as they want. Earnings last for seven years
  • Your earnings, can easily be redeemed at your nearest Chevrolet, Buick, GMC or Cadillac Dealer
  • Combine offers, which is Vehicle Offers + Your Earnings = Total Potential Value.

GM Extended Family Card Fees/Rates

  • Annual Fee – $0
  • Introductory Purchase APR – 0% on purchases for the first 12 months
  • Purchase APR – 13.90% – 21.90% Variable APR
  • Transfer APR – 13.90% – 21.90% Variable APR
  • Cash Advance APR – 26.90% Variable APR
  • Grace Period – 25 days
  • Transfer Fee – $0
  • Foreign Transaction Fee – $0
  • Cash Advance Fee – 3% of cash advance, not less than $10
  • Returned Payment Fee – Up to $25
  • Late Payment Fee – Up to $38
  • Penalty APR – 31.40% Variable APR

How to Apply for GM Credit Card

To apply for, and get approved for GM Credit Card, applicants must do the following;

  • Scroll to GM Extended Family Card application page
  • As the page gets displayed, enter your email address
  • Next, key in First name, MI, Last name, Suffix, Mailing address, Apt, Unit or Suite number, City, State, and Zip code
  • The next stage, requires the following details; Answer the question “My residential address is same as my mailing address, by tapping on the “Yes” or “No” button, Primary phone number, Work phone number, Social security number, Date of birth
  • Next, answer the question “Are you a US Citizen?” by tapping the “Yes” or “No” button
  • Enter your Monthly mortgage/Rent amount, Residence type, Employment status, Mother’s maiden name, and Total annual income
  • Key in this additional info; When do you plan to obtain your next vehicle, by selecting one of the option
  • Tap on the “Continue Application” button.

Application Criteria

To apply for and get approved for the GM credit card, applicants must meet the following criteria;

  • Applicant must be at least 18 years of age
  • It is expected that an applicant should have a valid government issued photo ID
  • An applicant must be a resident of the United States of America
  • Applicant must have a clear credit history.

How to Activate?

To activate your newly acquired Card, call at 1-866-629-1535

Or

You can activate your GM Extended Family Card, by registering at GM Extended Family Online Account. This site logs you into your account to activate your new GM Extended Family card.

How to check application status?

Applicants who wish to check their application status, should do so by calling at 1-888-316-2390 to check their sign up status.

How to cancel Application?

Customers who wish to cancel their credit card or close their account, can do by calling at 1-888-316-2390

How to Recover Username or Password

Username

  • Scroll to https://www.gmcard.com/login/
  • Key in your last 4 digits of your account number
  • Fill in all numbers in your billing address
  • Key in your Zip code
  • Tap on the “Continue” link to proceed further.

Password

How to Make Bill Payment

  • Sign into your Capital One credit card account
  • Locate the payment button
  • Choose a suitable payment option
  • Make your bill payment.

GM Credit Card FAQ

Is GM Credit Card Good?

Based on their Rates and Rewards, GM Cards are quite worth trying.

How to use GM Credit card points?

You can convert rewards to points to use on GM at will. You need to see their Terms of usage first.

How to cancel GM credit card?

You need to contact the designated customer care service to cancel your GM Card.

How does GM Credit Card work?

On the whole, it is a card with good credit card requirements. GM credit card can be used at everywhere MasterCard is accepted.

Need Help? Contact GM Card Customer Service

In the event that you require more assistance or help, you can contact GM Credit Card support on 1-888-316-2390.

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