Cato Credit Card is for customers who loves to make fashion statement. The Cato Credit Card payment and Application status has been reviewed here with a rate of 22.9%.
Cato Credit Card Payment and Reviews
Cato Card is a no annual fee and no interest rate Credit Card which can be used both in store and online fashion purchases issued by Cedar Hill National Bank.
We came across two distinct Cato cards and we will review and analyse their difference and benefits in a jiffy.
- Cato Fashions Credit Card
- Cato Gift Card
Benefits of using Cato Fashions Credit Card
Listed herein are the benefits you get by using Cato Fashion Card
- You get a Low interest rate
- You get a no annual fee
- Once your balance is paid in full prior to your billing due date, you get no fund charges.
- As a Cato Card holder, you get interesting news regarding Fashion.
- Cato Card APR normal rate is 22.9%
- Customers are not charged interest rate on any new purchases made.
- Checkbook or cash is not required for Cato Credit Card.
- You can personally have access to your account balance, payment details and know your credit available
- Cato Card holders can make payment via their phones.
- No fear of a minimum credit score for Cato Card
Benefits of using Cato Gift Card
This Gift card comes with some benefits for all card holders.
- You can give out this card to your friends and loved ones – It comes with a created and customized envelop and card.
- Amount can be chosen, ranging from $25 to $999.
- This card can be use at all Cato stores including the online store.
- Comes with free shipping features and an opt in for Express delivery
Cato Credit Card Fees/Rates
Please know, these rates have been combined for both the above listed cards and also covers the Cato plus credit card; which is the same as the fashion card from our research.
- Annual Fee –None
- Regular APR Rate –22.9%
- Grace Period –28 days
- There’s no finance charge, if the balance is paid in full, on or before your next billing date
- No interest is charged for new purchases
How to Apply for Cato credit cards?
One user asked if Cato Credit Card hard to get; well, most of our users who apply for this card think otherwise.
Here are the step by step guidelines in applying and checking your Cato credit card application status.
- Visit the Cato Card homepage here
- Click on “My Account”
- Fill-in your personal details like; your Full name, Date of Birth, email address, Current home address, Phone number, City, State, Zip code and your Social Security Number.
- Fill-in your employment information such as; employer detail, your Monthly Income and your occupation.
- Ensure you read through the Terms and Conditions carefully.
- Click on “Submit Application” button.
NB: You will receive a notification mail within 7- 14 days stating that your Cato Credit Card application has been approved.
How to Activate Cato Credit Card?
Activating your cards are quite easy and can be done online from your dashboard as disclosed above.
You can also activate your Cato card by calling support on 1-877-557-3526.
How To Login to your Cato Credit Card Dashboard?
You need frequent access to your Cato Card dashboard for various financial needs.
Below, we have simplified your steps to sign in.
- Visit the Cato Card Login page as indicates above
- Provide your Username
- Provide your Password
- Select the “Sign In” button.
How To Recover Your Username and Password?
- STEP 1: Visits the webpage of the fashion catalog as displayed on the above step.
- STEP 2: Select the “Forget Password” link
- STEP 3: Enter your email address on the new page shown. Make sure its a valid email address as you will receive a verification code.
- STEP 4: Fill-in the verification code on the space provided and reset your password or username.
The same process is applicable to resetting your Cato Card Username and Password.
This should be done with utmost and only when necessary or you suspect unwanted activities on your account – In which case, you are advised to contact support.
Need Assistance? Cato Credit Card Phone Number
For further inquiries, call the Cato credit card phone number and contact Customer service on 1-877-557-3526 to speak with an agent.