Home Capital One Cards Capital One Aspire Credit Card Review & FAQ 2020

Capital One Aspire Credit Card Review & FAQ 2020

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aspire credit card

The Aspire Credit Card is issued by Capital One Bank. This Credit Card is designed to make traveling rewards easy and to get the most out of the reward miles earned. Aspire offers 1 reward mile for every $1.

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Aspire Credit Card Review

aspire credit card
Image Copyright – Aspire

With the Aspire Credit Card, every purchase gets you closer to your destination.

REWARDS

1 reward mile for every $1 – on everything you buy, one- time bonus of 10,000 miles – equal to $100 in travel – once you spend $500 on purchases within the first 3 months.

Aspire Mastercard Benefits

  • Cardholders enjoys travel benefits, common carrier travel Accident insurance
  • Car Rental Collision/Loss Damage Waiver
  • Cardholders enjoys
  • Travel Assistance – provides 24/7 assistance for medical referrals, emergency cash transfers, cash transfers, lost documents and tickets replacement, lost luggage assistance and legal referrals when travelling outside your province.
  • Price Protection service
  • Extended Warranty
  • Emergency Card replacement
  • Purchase Assurance.
  • Zero Liability
  • Master card Global service

Aspire Credit Card Fees and Rates

  • Annual Fee – $0
  • Cash Advance Fee – Either $5 or 1%
  • Dishonoured payment/ Cheque – $29
  • Foreign Transaction Fee – None
  • Minimum payment – 1%
  • Paying Interest – 25 days from the close of each billing cycle
  • Standard Rate for Balance Transfers – 19.8%
  • Standard Rate for Cash Advances – 19.8%
  • Standard Rate for purchases  –  19.8%
  • Transfer – 0% of the account of each transferred

Requirements

  • Applicants must have 3 Years of Credit History in Canada
  • Applicants must be below the maximum Credit Limit on your other card.
  • Applicant must be on-line Bill payment for the past 12 months

How To Apply for Aspire MasterCard?

To apply for this card take the following steps:

  • Visit the official Aspire credit card application page by clicking here
  • click on ‘RESPOND TO OFFER’ to continue
  • Read the criteria required for applications,
  • Then, click on the, “Got it! I want to Apply” link.
  • Read the important Disclosures including rates, fees and eligibility.
  • Fill in your details and submit for approval.

How To Check Application Status?

Applicants who have received delay on their application Status have to contact 855-802-5572 and say “Application Status”

How to Activate?

To activate your Aspire Credit Card,

  • Visit the online activation page by clicking here
  • Enter all required details and follow the instructions on screen.
  • Enter 3-digit security code on the back to activate it.

If you have a Capital One Credit card already

  • Login to the Web page.
  • Link your new credit card account to your existing one
  • Follow the direction below consolidate Your Account.
  • Once you have linked your CC account.
  • Click on the Activate New Card Online box.

How To Login?

To login to your Card account do the following :

  • Sign in to the official website by clicking my account or visit here
  • Enter your Username, Password.
  • Scroll to the sign in section and login

Aspire Credit Card FAQ

Below are some popular FAQ about the Aspire credit card to make your decision in acquiring one easier.

What is Aspire credit card?

The Aspire credit card is designed to make traveling rewards easy and to get the most out of the reward miles earned. Aspire offers 1 reward mile for every $1.

Is Aspire credit card good?

The Aspire credit card commands an Annual Fee – $0, Cash Advance Fee – Either $5 or 1%, Foreign Transaction Fee – None and a Minimum payment – 1%.

Who owns aspire credit card

Capital One is the issuer of the Aspire card. You can as well apply and manage the card using the Capital One homepage.

Need Help? Contact Aspire Card Customer service

For other information and inquiries about the Aspire Credit card from Capital One, you can contact support on 855-802-5572

Video Copyright – Aspire FCU

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